Irwan’s

In the making of more rojak-ish blog, I have gathered around the net lots lots of pictures of the new Proton Sedan (aka Proton Gen 2 Sedan). Scheduled to be launched on 15 August 2007, Proton Sedan has gathered enough attention (with its teaser and secrecy) from local bloggers and websites. Here you go:

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Have you ever woke up early one day and all of a sudden, you wanted to do everything that you have been holding off before? Well today is one of those days to me. If it ever happen to you, why not we talk about how to generate savings to fill the special day in.

Savings Creator #1 : Pay Yourself First

Notice that at the end of every month, there will be no money left to be saved? You tried as much as possible but the spending is still on par, if not exceeding, with your income. Don’t worry, this happens almost to everyone. What you should do instead, the time you clear your paycheck, deduct RM10, or RM50 or whatever amount that you want to your savings account. The secret is to pay yourself first. At the end of the month, you won’t probably notice that you have a reduced monthly spending and additional amount in your account.

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(Tables were accidentally deleted, I’ll try to remake them soon)

update: Mr KKChow has a better graphic for this

Azwa has posted a question to ask about how Dollar Cost Averaging works. Here two simulation of the averaging effect of regular investment. Basically, the concept of dollar cost averaging is the system buy more units when the price is low and less unit when the price is high.

In High-low-high Market, you started investing at $1.25 and ended at $1.25 too. But with dollar averaging cost effect, you actually have gained 8 cents.

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I’m in the process of launching a directory for mutual fund agents. Here users can find the nearest agent that could help them to understand more about mutual fund and how to invest.

It’s still in beta stage and a lot of testing and modifying will be done. I’m also collecting a database of interested agents that want to be listed in this directory.

I would like to hear comments about this directory. Agents who are interested can provide your information by using contact us form.

I just implemented Myavatar plugin. If you are a Mybloglog user, your avatar will be displayed alongside your name in comment section. Otherwise, a scary looking shadowy face will be displayed. Help me get rid of those faces and register at Mybloglog now.

By the way, I’m shamelessly exploiting my first nephew cuteticity for my avatar (nope, you can’t that word in Merriam Webster).

If you have already registered, don’t forget to join my community. And please do comment, I’m kinda bored of my own sentences.

Not many realized but after a few hours this article is written, we will be celebrating Hari Pengguna 2007. Celebrated on 26 July every year, Hari Pengguna reminds us to be smart consumers and also ethical sellers. Here is the list to refresh our memory of what being a consumer is about:
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