first of all.. ASB only for bumiputra.. and maximum you can take now is 200 k.. if u want to keep more… you need to leave the dividend in the account..

maybank offer 25 years.. monthly payment lesser.. so u save more than 4k per year.. rhb only offer 20 years.. you save 1 k plus per year…

you take maximum.. yearly you will get up to 16k.. if you pay for 8 years and don’t withdraw the dividend.. after 8th years.. take all your divident and pay the loan amount.. you are free from the loan and you get 200k in your pockets… same goes to any figure you take… u need to pay and leave the money for 8th years.. and after that you will get the whole amount in your hand..

make it simple.. don’t listen to people who don’t know and being stupid teaching other not to take.. remember… asb only for bumi… take it now as long as you are eligible.. and make the money now.. the interes very low… and don’t surrender for 3 years.. after that no penalty.. you will have much more than you think

im still searching the comparison benefit between Maybank and RHB offering……

for those expert on this , plz advice me…tanx

Nak advise. Macam mana nak buat fullsettlement personal loan
Last year bulan 7 baru amik loan at bank rakyat dlm MYR18K. So bayaran melalui potongan gaji majikan. So skrg ada emergency nak gunakan wang lebih kurang dlm MYR10-20k jadi mcm mana nak buat? Any idea bank mana senang berurusan.

what if i take a RM10k loan for 25 years with RM56 p/m!and put it in my ASB account.
- i will fully pay for 1st year RM56×12=RM672
- i’ll wait for ASB interest rate assuming 7%XRM10k=RM700

If i reloan when i can to close the first loan and take RM15k for 25 years at that time with RM83 p/m!and add it into my ASB account.And then i will have RM10700+RM15000=RM25700.
- i will fully pay for the 1st year RM83×12=RM996
- i’ll wait for ASB interest rate assuming 7%xRM25700=RM1799

and continue with increased loan till my ASB account have RM50k to finally stop….is it possible and is it worth it?just writing what my mind is thinking of…any advise is highly appreciated

ku nk tnya la skit..ku dh lama tahu psl loan asb ni..yg ku paham la..amik loan 30,000 for certain years..n byr certain amount each month kan..cukup tempoh kita akan dpt blk duit + the interest + the dividend kan? cuma ku nk tnya la..secure x bnda nie? kalu la ku nk simpan untuk at least lg 18 thn..utk anak2 belajar duit nih..rasa ok x? secure x investment nih?

possible x klu sy wat loan 200k slme 25 thn,tp byr blk utk thn pertama je..utk thn2 berikutnye sy just pusing balik hasil dividen asb utk byr loan tu,,sbb sy tgh studi,n dana biasiswa sy pn ade lebih ckit, ble kuar keje nnt bru sye byr pkai monthly income sye..mybe dlm 4/5 thn lg kot..lps jadi MO,,hehe

anybody klu ad opinion,post r..thnx,,