ASB

Explaining the ASB Loan Plus OD Method

As I have promised, here is the explanation of the ASB loan with OD facility. You can download the Bahasa Malaysia Version in my earlier post. This is not a step-by-step guide as I haven’t try the method myself. Instead, I will try to explain the concept behind this method.
First of all, you basically need [...]


ASB Loan Plus OD Method – The Beginning

Maybe a lot of investors especially Malays are interested in the method of using ASB loan and Overdraft Facility. Recently I have been able to have a long chat with Bro Lat who get to know this method through his Sifu Awang. With his permission, I’m going to explain mainly about the concept of this [...]


ASB Calculator v3.3 Usage Tips

We have received a couple of inquiries from our valued readers on how to use the most recent ASB Calculator V3.3. Here are some tips of using it.
First Step:

Here you can edit the start date of your investment and the amount of your initial investment. Nothing complicated here.


ASB Calculator V3

Thanks to M. Ridzuan’s time and neater Excel skill, he came out with some modifications to my current ASB calculator V2 and improved it here and there. Here are the new features of ASB Calculator V3:

Monthly and yearly contributions are editable for every year.
Users can now scroll the table without losing the headers’ sight.
Mini [...]


Previous ASB rate

Gary asked me about ASB rate for previous year. I got this from cari.com.my discussion forum. It’s just from 1990 onwards.
Tahun Dividen Bonus
1990 8.0 [...]


Check Who are You

Investing world is very personal. Some could take bigger risk, while some prefer secure investment like ASB. To know which side you are belong to, you can fill this short quiz and check the result yourself. Just make sure to be as honest as possible.
Risk Tolerance Quiz

Here What I got:

Your score for risk capacity is [...]