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	<title>Irwan's &#187; Reviews</title>
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	<link>http://www.irwan.biz</link>
	<description>Defining my life, as it goes on</description>
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		<title>No Scholarship, No Problem</title>
		<link>http://www.irwan.biz/no-scholarship-no-problem/</link>
		<comments>http://www.irwan.biz/no-scholarship-no-problem/#comments</comments>
		<pubDate>Tue, 14 Aug 2007 16:44:13 +0000</pubDate>
		<dc:creator>Irwan</dc:creator>
				<category><![CDATA[Reviews]]></category>

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		<description><![CDATA[It’s such an opportunity to study under government scholarship. Being one of the few students who were offered JPA’s scholarship really gives me some sort of motivation to strive in abroad. If you don’t get the scholarship, that doesn’t have to mean the world’s end. You don’t even have to drop your dream to get [...]]]></description>
			<content:encoded><![CDATA[<p>It’s such an opportunity to study under government scholarship. Being one of the few students who were offered JPA’s scholarship really gives me some sort of motivation to strive in abroad.</p>
<p>If you don’t get the scholarship, that doesn’t have to mean the world’s end. You don’t even have to drop your dream to get a good education. Besides PTPN, there are lot more third party lenders who are happy to lend you money with low interest.</p>
<p><span id="more-276"></span></p>
<p>I checked some website for <a href="http://www.acteducationloans.com/ppp" rel="nofollow" target="_self">private education loan</a>. If you check the rate for it, the payment is just $91.57 for $10K loan (20 years),</p>
<p>I know paying for the education yourself is something unusual especially for us Malaysian. However, as being under scholarship gives me motivation, I reckon paying it for yourself will motivate you even more. You will see learning as an investment that not only costs time, but also your hard-earned money. You will take lectures more seriously as though skipping it waste you full meal at TGI Friday’s.</p>
<p>As for me, I see it as a huge responsibility to gather knowledge there and bring it back to Malaysia. I still got 2 more years to finish my study in New Jersey. Can’t wait to come back and serve my people and country.</p>
<p><em>This is a sponsored post</em></p>
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		<title>Need Help Doing Business?</title>
		<link>http://www.irwan.biz/need-help-doing-business/</link>
		<comments>http://www.irwan.biz/need-help-doing-business/#comments</comments>
		<pubDate>Tue, 14 Aug 2007 10:55:23 +0000</pubDate>
		<dc:creator>Irwan</dc:creator>
				<category><![CDATA[Reviews]]></category>

		<guid isPermaLink="false">http://www.irwan.biz/need-help-doing-business/</guid>
		<description><![CDATA[I did my first small business when I was in International Education Center (INTEC) in Shah Alam. At that time I don’t have much to do except to find cheap stuff and sell it high. My first item is Iriver MP3 player that was sold in lelong.com.my for RM250. I tried to open a thread [...]]]></description>
			<content:encoded><![CDATA[<p>I did my first small business when I was in International Education Center (INTEC) in Shah Alam. At that time I don’t have much to do except to find cheap stuff and sell it high. My first item is Iriver MP3 player that was sold in lelong.com.my for RM250. I tried to open a thread in lowyat.net forum and start to take orders from the forumers there. I was doing this for a couple of months and I made more than a grand just for being a middle man.</p>
<p>Now, my days have been busier since. I don’t sell tangible products if I was in the middle of college semester. My friend who just started to do his tangible business asked me if there is any way to reduce clutter of paperwork in doing business.</p>
<p><span id="more-278"></span></p>
<p>I suggest to him to use this <a href="http://www.allbusinesstools.com/bookkeeping.accounting.review.htm" rel="nofollow" >Small Business Accounting Software</a>. If you have a small business, and can’t afford to hire an accountant to keep track of your business, this software is the answer. It does customer tracking, payments monitoring, costs estimating and much more.</p>
<p><em>This is a sponsored post</em></p>
<p><img src="http://tinyurl.com/2esv29" alt="2esv29" border="0" /></p>
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		<slash:comments>2</slash:comments>
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		<title>Loan : When money is not with the one who needs it</title>
		<link>http://www.irwan.biz/loan-when-money-is-not-with-the-one-who-needs-it/</link>
		<comments>http://www.irwan.biz/loan-when-money-is-not-with-the-one-who-needs-it/#comments</comments>
		<pubDate>Mon, 06 Aug 2007 19:01:34 +0000</pubDate>
		<dc:creator>Irwan</dc:creator>
				<category><![CDATA[Reviews]]></category>

		<guid isPermaLink="false">http://www.irwan.biz/loan-when-money-is-not-with-the-one-who-needs-it/</guid>
		<description><![CDATA[When we talk about loan, certain people have a very different view towards it. Some who has difficult time with loan might want to get as far as possible from it. A budding entrepreneur however, would see it as the only way to build his/her business. While I talk a lot about taking loan for [...]]]></description>
			<content:encoded><![CDATA[<p>When we talk about loan, certain people have a very different view towards it. Some who has difficult time with loan might want to get as far as possible from it. A budding entrepreneur however, would see it as the only way to build his/her business.</p>
<p>While I talk a lot about taking loan for investment in this blog, I never had the opportunity that requires me to take a loan for any purpose. I might take it later if I need to buy a house or a car. There’s no way that you could live debt-free in today’s society.</p>
<p><span id="more-248"></span></p>
<p>While it’s imminent that you will need it sooner or later, why not we get prepared for it? In Malaysia it would be hard to shop for loan online. Our online communities aren’t in that stage yet. You have to go to each bank to find the best deal.</p>
<p>However, if you reside in UK, you might want to check this UK Personal <a href="http://www.ukpersonalloanstore.co.uk/" rel="nofollow" target="_self">Loans</a> store that I just discovered. If you just had a job, and trying to move out from your parent’s house, you might want to check the <a href="http://www.ukpersonalloanstore.co.uk/mortgages.html" rel="nofollow">mortgages</a> section. Try to find the longest and biggest mortgage (if you want to know why, check my upcoming post later). <a href="http://www.ukpersonalloanstore.co.uk/compare_personal_loans.html" rel="nofollow" target="_self">Personal Loans</a> is also offered for those who need an extra amount of money for personal use such as getting married or paying your son’s college tuition fee.</p>
<p>As I’m enjoying debt-free part of my life , it would be great if you guys could share some of your experience taking loan.</p>
<p><em>This is a sponsored post</em></p>
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		<title>A New Income Stream</title>
		<link>http://www.irwan.biz/a-new-income-stream/</link>
		<comments>http://www.irwan.biz/a-new-income-stream/#comments</comments>
		<pubDate>Sat, 21 Jul 2007 16:17:44 +0000</pubDate>
		<dc:creator>Irwan</dc:creator>
				<category><![CDATA[Reviews]]></category>

		<guid isPermaLink="false">http://www.irwan.biz/a-new-income-stream/</guid>
		<description><![CDATA[In chaotic world of online business, changes are the most important things to keep us afloat. If you ever feel complacent and get stale, your business won’t stay long before your competitors take you down. Even with the best winning solution, it won’t be long before it becomes irrelevant. Here I am again, taking the [...]]]></description>
			<content:encoded><![CDATA[<p>In chaotic world of online business, changes are the most important things to keep us afloat. If you ever feel complacent and get stale, your business won’t stay long before your competitors take you down. Even with the best winning solution, it won’t be long before it becomes irrelevant.</p>
<p>Here I am again, taking the next step to take this blog to the next level. I’ve signed up for PayPerPost program. This is my first entry for it. PayPerPost carries a very interesting concept of advertisement, targeting bloggers community. Payperpost offers bloggers to write posts about things related to their blog theme. Advertisers can offers what kind of posts that bloggers should write, specifying the minimum page rank, minimum alexa rank, and the most important thing, how much they are willing to pay.<br />
<span id="more-190"></span></p>
<p>I heard about Payperpost a long time ago but never intended to join. I thought it would get like 25 cents for every post. Recently <a href="http://www.derrich.com/" target="_blank">derrich</a> and <a href="http://www.kaklong.net/" target="_blank">kaklong</a> told me about vast opportunity offered by Payperpost. It even becomes their number one revenue for blogging.</p>
<p>I can’t wait for <a href="http://www.irwan.biz/this-blog-is-pr4/" target="_blank">my pagerank</a> and alexa rank to be registered. Right now I can only blog for opportunities with zero pagerank and alexa.</p>
<p><img src="http://www.irwan.biz/wp-content/uploads/2007/07/img17-preview.jpg" alt="img17" align="middle" border="0" height="114" hspace="8" width="320" /><br />
Red means ’it’s not available to you’ <img src='http://www.irwan.biz/wp-includes/images/smilies/icon_sad.gif' alt=':(' class='wp-smiley' /> </p>
<p>If you haven’t joined yet, register now for this new type of <a href="http://www.payperpost.com" rel="nofollow">blog marketing</a>  and grab this opportunity to get another stream of revenue.</p>
<p><a href="http://www.payperpost.com" rel="nofollow"><br />
</a></p>
<p><a href="http://www.payperpost.com/?utm_source=opportunity&amp;utm_medium=disclosure%2Bbadge" rel="nofollow"><img src="http://tinyurl.com/246vtz" alt="246vtz" border="0" /></a></p>
<p><img src="http://tinyurl.com/yt9h2x" /></p>
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