Comments on: Dramatization : Dollar Cost Averaging

By: Iona Afoa

Iona Afoa — Sat, 13 Nov 2010 10:42:56 +0000

Man, that is hard.

By: sweaty palms

sweaty palms — Fri, 12 Nov 2010 23:13:41 +0000

Is it alright to put some of this on my blog if I include a link to this site?

By: Will Costantini

Will Costantini — Mon, 08 Nov 2010 18:06:50 +0000

Great weblog you latch on to

By: skeper

skeper — Fri, 14 Mar 2008 09:49:08 +0000

Tun, appreciate if you can enlighten me on that.
Agents always say thru dollar-cost averaging, you will win in the long term. Is there anything wrong with the statement?

By: TUN PERAK

TUN PERAK — Thu, 06 Mar 2008 09:38:31 +0000

Sorry, What I meant to say was, extended bear market with high volatility.

By: TUN PERAK

TUN PERAK — Wed, 05 Mar 2008 14:31:43 +0000

Forgive my ignorance, but as I understand it, it is generally accepted that, dollar cost averaging does not work well in extended bear market(of which we may be at the beginning of) unless one have at least double the time horizon after the expected rebound.

By: kkchow23

kkchow23 — Mon, 30 Jul 2007 07:44:19 +0000

If you were to invest lump sum, the estimate return will be slightly more due to the market uptrend. But we must always consider this; Do we have that amount of money during that time? Do we know what will happen in the future? What if the market goes downtrend instead?

Your investment will be something similar to this:
http://financial-freedom-unit-trust.blogspot.com/2007/07/dollar-cost-averaging-principle.html

By: kkchow23

kkchow23 — Mon, 30 Jul 2007 07:04:00 +0000

hi norisa,

It’s not that simple to calculate if it’s using Dollar-Cost Averaging. This is because every time we purchase additional investment, the price fluctuate and we’ve to take notice each pricing. I would suggest the best way to know how’s your progress of your investment is by contacting your agent. He/she should be responsible to provide information whenever needed. If not you can try customer service or switch agent.

I’ll try provide an example calculation;
http://financialfreedomunittrust.wordpress.com/2007/07/30/dollar-cost-averaging-principle/#comment-78

Hopefully the calculation is correct. I’m sorry if there’s any error occur during the process.

By: Irwan

Irwan — Mon, 30 Jul 2007 06:41:09 +0000

unlike asb, the net asset value of trust fund changes everyday. so it’s impossible to track the price without the price data. If you want to know how much profit you have generated, you can use free tool at http://pelaburan.net/

By: norisa

norisa — Mon, 30 Jul 2007 02:45:38 +0000

Dear Irwan,

Maybe you can come out with a calculator(like ASB) how to calculate dollar cost averaging. For example I have invested in PIADF (Public Islamic Asia Dividend Fund when it first launch at 25 cents per unit, now reached 0.2567 (of course there were ups and downs since it was launched on 3 Apr 2007). Total returns from 3 Apr – 26 July 2007 =9.37%
So how could I calculate my profit since I have invested RM2,000 (during the launching period where I got 80 free units so total units 8080 units) then starting 8 june I start my S.I. every month RM500.

Hope can help me out..