Comments on: How to calculate ASB dividend and bonus http://www.irwan.biz/how-to-calculate-asb-dividend-and-bonus/ Defining my life, as it goes on Fri, 12 Mar 2010 19:39:57 +0000 http://wordpress.org/?v=2.9 hourly 1 By: sil http://www.irwan.biz/how-to-calculate-asb-dividend-and-bonus/comment-page-2/#comment-191980 sil Tue, 09 Mar 2010 11:58:31 +0000 http://www.irwan.biz/how-to-calculate-asb-dividend-and-bonus/#comment-191980 sy hak tanya mengenai laon ASB RM20,000, bayar bulanan RM378 masa tempuh laon sy 5tahun sahaja, berapakah bunos tiap-tiap tahun? sy hak tanya mengenai laon ASB RM20,000, bayar bulanan RM378 masa tempuh laon sy 5tahun sahaja, berapakah bunos tiap-tiap tahun?

]]> By: Sariy http://www.irwan.biz/how-to-calculate-asb-dividend-and-bonus/comment-page-2/#comment-191975 Sariy Wed, 03 Mar 2010 02:48:46 +0000 http://www.irwan.biz/how-to-calculate-asb-dividend-and-bonus/#comment-191975 Just want to ask if anyone know what is the ASB dividend rate for 2010? Just want to ask if anyone know what is the ASB dividend rate for 2010?

]]> By: weena http://www.irwan.biz/how-to-calculate-asb-dividend-and-bonus/comment-page-2/#comment-191944 weena Wed, 03 Feb 2010 13:01:38 +0000 http://www.irwan.biz/how-to-calculate-asb-dividend-and-bonus/#comment-191944 saudaraku muslimin muslimat, ASB is non Shariah compliance, macamana kalau penat2 simpan duit tapi duit tu tak bersih. Bila ada opportunity yang Shariah compliance, grab the opportunity. Unit Trust ada macam2 product Islamic Compliance. My own experience, I have doubled my savings in 5 years, hardly to get kalau i simpan dalam ASB.. saudaraku muslimin muslimat, ASB is non Shariah compliance, macamana kalau penat2 simpan duit tapi duit tu tak bersih. Bila ada opportunity yang Shariah compliance, grab the opportunity. Unit Trust ada macam2 product Islamic Compliance. My own experience, I have doubled my savings in 5 years, hardly to get kalau i simpan dalam ASB..

]]> By: 2bz4money http://www.irwan.biz/how-to-calculate-asb-dividend-and-bonus/comment-page-2/#comment-191932 2bz4money Sun, 24 Jan 2010 17:25:34 +0000 http://www.irwan.biz/how-to-calculate-asb-dividend-and-bonus/#comment-191932 Semalam saya diterangkan mengenai Easy ASB, produk loan dari RHB di Tesco Kajang. Katanya BLR-1. Insuran tak compulsory. Katanya lagi boleh max 200k asb cert utk loan dan 200k utk buku. Betul ke? Nampaknya oficer rhb ni pun tidak jelaskan pasal lock in period? Semalam saya diterangkan mengenai Easy ASB, produk loan dari RHB di Tesco Kajang. Katanya BLR-1. Insuran tak compulsory. Katanya lagi boleh max 200k asb cert utk loan dan 200k utk buku. Betul ke? Nampaknya oficer rhb ni pun tidak jelaskan pasal lock in period?

]]> By: zarina http://www.irwan.biz/how-to-calculate-asb-dividend-and-bonus/comment-page-2/#comment-191929 zarina Fri, 22 Jan 2010 01:40:08 +0000 http://www.irwan.biz/how-to-calculate-asb-dividend-and-bonus/#comment-191929 tahu tak kat mana ASB melabur? Sy pun nak kongsi pengalaman sy p ke pusat zakat ada seorang pembayar zakat nak byr dividen yg diperolehi masa dia smpn dlm ASB tapi pusat zakat tak leh terima sebab ASB bukan plbrn syariah islam so lu pikirlah sendiri sbb kita nak smpn mesti nak pergi haji tolong mak ayah hantar p haji ke kalau tak berkat plbrn kita camana yek? So kwn2 blhlah melabur ikut syariah islam yg byk skrg dlm erti kata lain Unit Trust blh emel sy nizareen@yahoo.com tahu tak kat mana ASB melabur? Sy pun nak kongsi pengalaman sy p ke pusat zakat ada seorang pembayar zakat nak byr dividen yg diperolehi masa dia smpn dlm ASB tapi pusat zakat tak leh terima sebab ASB bukan plbrn syariah islam so lu pikirlah sendiri sbb kita nak smpn mesti nak pergi haji tolong mak ayah hantar p haji ke kalau tak berkat plbrn kita camana yek? So kwn2 blhlah melabur ikut syariah islam yg byk skrg dlm erti kata lain Unit Trust blh emel sy nizareen@yahoo.com

]]> By: Zaudan http://www.irwan.biz/how-to-calculate-asb-dividend-and-bonus/comment-page-2/#comment-191928 Zaudan Thu, 21 Jan 2010 13:59:18 +0000 http://www.irwan.biz/how-to-calculate-asb-dividend-and-bonus/#comment-191928 hi... just to share but i also confuse In my opinion... Option one is more profitable... That because ur minimum monthly balance is always RM 50000 from month 1 to 12..for 25 years if ur takeout the interest portion... If u select option 2, ur minimum monthly balance will be 263 in 1st month,526 in second and so on... So the dividend very low...not as much as option 1... hi…
just to share but i also confuse
In my opinion…

Option one is more profitable…
That because ur minimum monthly balance is always RM 50000 from month 1 to 12..for 25 years if ur takeout the interest portion…

If u select option 2, ur minimum monthly balance will be 263 in 1st month,526 in second and so on…
So the dividend very low…not as much as option 1…

]]> By: COINA http://www.irwan.biz/how-to-calculate-asb-dividend-and-bonus/comment-page-2/#comment-191925 COINA Wed, 20 Jan 2010 15:22:53 +0000 http://www.irwan.biz/how-to-calculate-asb-dividend-and-bonus/#comment-191925 just nk kongsi ngan sume..ada byk perkara2 yg kita perlu ambik tahu sebelum membuat atau dalam erti kata lain "mengunakan" loan bank untuk melabur dalam asb.Terdapat byk perkara yg dsembunyikan oleh pihak bank untuk 'perkhidmatan' ni..e.x interest yg dikenakan kpd pelaggan sekiranya gagal menjelaskan bayaran setiap bulan(xkan nak guna dividen asb untuk byr semua 2,cne nak tingkatkan dividen yg kita perolehi dalam tahun2 berikutnya,kalo cm ni better korg simpan sendiri tiap2 bulan) ak tahu lg lanjut emel kat aku kenari86@yahoo.com.my just nk kongsi ngan sume..ada byk perkara2 yg kita perlu ambik tahu sebelum membuat atau dalam erti kata lain “mengunakan” loan bank untuk melabur dalam asb.Terdapat
byk perkara yg dsembunyikan oleh pihak bank untuk ‘perkhidmatan’ ni..e.x interest yg dikenakan kpd pelaggan sekiranya gagal menjelaskan bayaran setiap bulan(xkan nak guna dividen asb untuk byr semua 2,cne nak tingkatkan dividen yg kita perolehi dalam tahun2 berikutnya,kalo cm ni better korg simpan sendiri tiap2 bulan)
ak tahu lg lanjut emel kat aku kenari86@yahoo.com.my

]]> By: kamal http://www.irwan.biz/how-to-calculate-asb-dividend-and-bonus/comment-page-2/#comment-191922 kamal Tue, 19 Jan 2010 05:32:41 +0000 http://www.irwan.biz/how-to-calculate-asb-dividend-and-bonus/#comment-191922 saya nak bertanya bagaimana sekiranya membuat asb loan....ada ke benda tu boleh mendapat benefit or membebankan. saya nak bertanya bagaimana sekiranya membuat asb loan….ada ke benda tu boleh mendapat benefit or membebankan.

]]> By: kingv6 http://www.irwan.biz/how-to-calculate-asb-dividend-and-bonus/comment-page-2/#comment-191914 kingv6 Thu, 14 Jan 2010 04:16:48 +0000 http://www.irwan.biz/how-to-calculate-asb-dividend-and-bonus/#comment-191914 Hi, Need advise here.. Which is more profitable, Option1 or Option2? Is the Dividen & Bonus calculation the same for both options? Option1 ASB loan: rm50k Loan tenure: 25 years Monthly inst: rm263 Option2 Manually deposit into ASB book: rm263 (every month) Duration: 25 years Awaiting reply. Tks Hi,

Need advise here..
Which is more profitable, Option1 or Option2?
Is the Dividen & Bonus calculation the same for both options?

Option1
ASB loan: rm50k
Loan tenure: 25 years
Monthly inst: rm263

Option2
Manually deposit into ASB book: rm263 (every month)
Duration: 25 years

Awaiting reply.
Tks

]]> By: siti http://www.irwan.biz/how-to-calculate-asb-dividend-and-bonus/comment-page-2/#comment-191906 siti Sat, 09 Jan 2010 05:57:10 +0000 http://www.irwan.biz/how-to-calculate-asb-dividend-and-bonus/#comment-191906 Let’s say that you just invest for 4 years (48 months) and your average monthly balance for the past 48 months is $1000. 1)saya nak tanya, mana dapat $1000? 2-boleh ajar lebih detail lagi tak? Let’s say that you just invest for 4 years (48 months) and your average monthly balance for the past 48 months is $1000.

1)saya nak tanya, mana dapat $1000?
2-boleh ajar lebih detail lagi tak?

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