Comments on: Let’s Compare our ASB Plan

By: Akhiimaredha

Akhiimaredha — Sat, 18 Dec 2010 09:15:00 +0000

hi irwan…

im planning to do ASB loan ..am i suppossed to take a long year to pay or just take the minimum year that i can get??what benefit if im taking 25 years of loan??is that benefit r for me or for the bank???i dont understand about the conventional and loan method..

By: mizz wonder

mizz wonder — Mon, 24 May 2010 02:59:39 +0000

hi there…

lets say i made 20k for 10years…
at the end of 10years…
how much total amount i will get…

(1) if I’m not using yearly dividend

(2) I’m withdraw yearly divedend

*any idea??

By: borhan

borhan — Sat, 17 Apr 2010 14:15:19 +0000

hello, i have a question. lets say ive made a 50k loan for 20 years. if 5 years along the way, i decide i want to make a bigger loan, say rm200k for 10 years. am i allowed to cancel the current one (50k for 20years)?

By: remo

remo — Wed, 31 Mar 2010 11:07:17 +0000

hey everyone.not sure if this is still active but i was wondering if let’s say i were to take up a 200k maybank loan and invest it in asb,will i still be able to manually deposit money into asb every month since the 200k is just a ‘sijil’..anyone have a clue?thanks..

By: mr..desperate

mr..desperate — Tue, 09 Feb 2010 08:29:10 +0000

please email me all about maybank asb loan..

By: kingv6

kingv6 — Thu, 14 Jan 2010 04:15:03 +0000

Hi,

Need advise here..
Which is more profitable, Option1 or Option2?
Is the Dividen & Bonus calculation the same for both options?

Option1
ASB loan: rm50k
Loan tenure: 25 years
Monthly inst: rm263

Option2
Manually deposit into ASB book: rm263 (every month)
Duration: 25 years

Awaiting reply.
Tks

By: aron

aron — Tue, 04 Aug 2009 21:28:50 +0000

encik irwan,,saje ni berumur 23 tahun..
saya tak kesah la ape orang nak kata pasal asb ni..
tapi saya wat loan asb sebanyak rm30k dalam masa 20..
walaupun asb tidak memberi dividen yang terlalu tinggi..tapi sekurang2 nya i hasil dari dividen tu mampu untuk saya memiliki sebuah rumah yang agak selesa.
melalui calcutor yang cik irwan sediakan dengan jumlah pnjaman rm 30k selepas 20 thn tanpa di usik dividen tu..jumlah wang boleh meningkat sehingga hampir 150k.dan sepanjang saya bekerjasetakat ini,,tiap2 bulan saya mendisplin kan diri saya untuk menyimpan wang sebanyak rm 300 sahaja di asb..bagi saya walaupun mungkin asb ni tak mampu membuat kan saya jadi kaya..tapi sekurang kurangnya ia mampu membuatkan saya hidup selesa di hari kelak.terutamanya untuk memberi pendidikan yang sempurna pada anak saya nanti..saya pun bekerja sebagai penjawat awam..jadi amat memudah bagi saya untuk melakukan pinjaman peribadi bagi menambahkan lagi wang simpanan asb..sekadar berkongsi pendapat.terima kasih

By: Mohd Basir Ahmad

Mohd Basir Ahmad — Mon, 20 Oct 2008 17:33:45 +0000

betul tu. kalau takde gaji & perks, Najib pun tak nak jadi PM.
CEO PNB pun tak nak kerja kalau takde gaji. Baik balik Pasir Puteh.

By: adymfi

adymfi — Mon, 20 Oct 2008 01:12:21 +0000

Mana-mana topik tentang ASB investment ada je ulat-ulat Public Mutual ni. Kalau takda komisen mesti diaorang ni tak promote dia punye unitrust. Sebab apa ulat-ulat ni asik buruk-burukkan ASB loan scheme? Sebab diaorang ni tak dapat apa-apa profit daripada skim ni. Cuba kalau PNB bagi komisen kat ulat-ulat ni.. sure heboh unitrust yang lain kena kondem..

yang ikhlas;
lu fikir lah sendiri…

By: ASB investment on Loan or Monthly bank-in? » KL Walker

ASB investment on Loan or Monthly bank-in? » KL Walker — Fri, 25 Jul 2008 07:41:03 +0000

[...] you would like to share your ASB investment plan, check here is the place The data that I used in this calculation is as follow: Interest Rate:6.9% Dividend Rate:7% Lending [...]