Comments on: The best Inflation Hedge?

By: Nizami

Nizami — Fri, 20 Feb 2009 17:36:33 +0000

I invest in ASN, ASB, ASW, and ASD with average RM150 per month each. In addition, for the sake of having solid money that wont changes its value even if US is bankrupt, I buy gold constantly every 3 months each worth 1 gram. At least, if something happens, I still got some ‘money’ with me.

By: casey

casey — Mon, 14 Jul 2008 03:50:39 +0000

hi irwan…

i believe you got it right. gold is a good hedging instruments for inflation. hedging is not investing. hedging is as it is hedging.

the meaning of hedging via wikipedia means

‘In finance, a hedge is an investment that is taken out specifically to reduce or cancel out the risk in another investment. Hedging is a strategy designed to minimize exposure to an unwanted business risk, while still allowing the business to profit from an investment activity…’

So if you are talking about investing then the article you quote is correct. Returns would be greater in equity stocks. And gold investment/returns sucks…

if you have cash and you don’t want to see it’s value devalue over time, then buy gold to hedge the value. not investing for returns….

anyway… your articles are a great read…

By: sheikh

sheikh — Fri, 11 Jul 2008 04:16:31 +0000

Hi Meera,

I think it is a good time for you to refinance your house.

Increase in BLR will not effect your monthly payment. The payment will still be the same, but the amount of principle amount paid monthly will decrease and your repayment period will increase eventually.

My wife is a conveyancing laywer dealing with housing loans and she has been very busy lately due the increase in the numbers of people refinancing their house.

If you guys out there are interested or wnt to find out more on the rate, can email me at

sheikh5550@gmail.com

you can direct the questions to Ms. Lawyer herself at

noorazwaismail@yahoo.com

By: norisa

norisa — Tue, 08 Jul 2008 01:28:13 +0000

What happen to the existing loan, if they revise the BLR? Would it effect the duration or monthly installment?

By: Mohd Basir Ahmad

Mohd Basir Ahmad — Mon, 07 Jul 2008 07:49:50 +0000

Refinance quick before they revise the BLR.

By: Mohd Basir Ahmad

Mohd Basir Ahmad — Mon, 07 Jul 2008 07:48:06 +0000

If you’re in Kuching, you can call my agent Luqmanul/Sabrina Lee at 012-2070940.

Rgds
MBA 0173355733

By: Mohd Basir Ahmad

Mohd Basir Ahmad — Mon, 07 Jul 2008 07:45:03 +0000

Real inflation rate is much more than that. Stock ? Any stocks with underpriced low P/E and high growth potential.

By: lochoe

lochoe — Mon, 07 Jul 2008 07:15:39 +0000

you can get free monitoring report at http://www.ringgittune.com to monitor you and ur father investment, become consultant is not only the choice

by the way, good luck for ur carreer as unit trust conusultant

By: Meera

Meera — Mon, 07 Jul 2008 03:46:39 +0000

Hi Irwan,

Now that the inflation rate is at 7 (assume) is is the best time to refinance a house. Would appreciate your comment. Need the extra cash to sovel some debt.

Thanx a million

By: lochoe

lochoe — Sun, 06 Jul 2008 10:15:44 +0000

welcome

nice name.. is it thinkerbell is a name.. because its think about bell.. erm.. sounds weird.. huhu.. who cares..